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Bodily Injury: pays for bodily injury and death to others caused by a covered driver
in an at-fault accident.
Property Damage Liability: pays for damage to another person's property caused by a covered
driver; a vehicle, building, telephone poles, etc.
Uninsured/Underinsured Motorist Coverage: pays you if injured by an unisured or underinsured driver. Some
states will also make available Unisured Motorist Property Damage
which protects against damages done to your property by an unisured
motorist.
Medical Payments: pays for medical expenses resulting from accidental injury regardless
of fault.
Comprehensive: pays for damages to a covered vehicle if stolen damaged by fire,
windstorm, vandalism, flood, hitting an animal, or damaged caused
by falling objects.
Collision: pays
for damage when covered vehicle collides with another vehicle or
object.
Collision Deductible Waiver: Waives your Collision Deductible if your vehicle is damaged by an
uninsured motorist, and you have purchased Uninsured Motorist coverage.
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